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TRADEMARKS and TRADE NAMES
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DOWNLOADABLE SOFTWARE.
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RESTRICTED RIGHTS LEGEND. Any Software which is downloaded from this Server for or on behalf of the United States of America, its agencies and/or instrumentalities ("U.S. Government"), is provided with Restricted Rights. Use, duplication, or disclosure by the U.S. Government is subject to restrictions as set forth in subparagraphs (c)(1) and (2) of the Commercial Software-Restricted Rights at 48 CFR 52.227-19, as applicable.

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LIMITATION OF LIABILITY.
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SUBMISSIONS.
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JURISDICTION.
Access to and retrieval of non-proprietary content from this site is voluntary and unrestricted. This site is not a solicitation by PersonalUmbrella.com Insurance Services, Inc. of any individual, group, entity or market in any particular jurisdiction. By virtue of maintaining this passive site, PersonalUmbrella.com Insurance Services, Inc. shall not be construed to be doing or transacting business or otherwise being subject to the jurisdiction of any governmental authority in which the user, or this or any linked site server vendor or internet provider is resident, domiciled or located. Not all products are available for sale or purchase as generically described herein and not all of the Diamon State insurance companies are admitted in every state and for every line of insurance. Some products are only offered on a non-admitted basis, pursuant to law.

APPLICATION AND POLICIES.
PersonalUmbrella.com Insurance Services, Inc. does not sell insurance or solicit applications for insurance through this site. Policies, applications and related information are provided solely for informational purposes when actively sought by the user. Coverages will vary depending upon individual state law requirements and may be unavailable in some states. Check with your broker or PersonalUmbrella.com Insurance Services, Inc. agent for further information. Applications are only provided to licensed agents, brokers, or surplus lines brokers for PersonalUmbrella.com Insurance Services, Inc. insurance companies licensed or eligible to write surplus lines in the State Availability List.

PersonalUmbrella.com Insurance Services, Inc. is not responsible for any manipulated, altered, revised, or printed versions of the information provided within or by this site or any linked site.

COVERAGE
ANY SUMMARY OF COVERAGE IS GENERALLY DESCRIPTIVE OF TERMS THAT MAY BE AVAILABLE. ACTUAL COVERAGE IS DETERMINED ONLY PURSUANT TO THE TERMS AND CONDITIONS OF THE POLICY THAT IS ISSUED BY THE PERSONALUMBRELLA.COM INSURANCE SERVICES, INC. COMPANIES.